by Dean Sheaffer | Jan 18, 2026 | 2026 Q1, Sponsor Articles
A Conversation with Matt Brennan, CEO of Pay with Spire When you talk to Matt Brennan, the conversation tends to span continents, industries, and several eras of the digital economy. Before he took the helm at Pay with Spire, Brennan spent 16 years at Apple: spanning...
by Dean Sheaffer | Dec 29, 2025 | 2025 Q4, Legal, Operations
A proposed settlement announced in late 2025 could change this dynamic. While still subject to court approval, the settlement’s provisions may reshape how merchants approach card acceptance, pricing, and checkout strategy. For decades, merchants accepting Visa or...
by Dean Sheaffer | Dec 9, 2025 | 2025 Q4, Cost Optimization, Legal, Operations
If you’re a small or mid-sized business owner, you’ve probably heard buzz about the proposed Visa/Mastercard settlement and its potential to lower credit card processing costs. One of the headline items is a 1.25% interchange rate cap on “standard” credit cards. At...
by Dean Sheaffer | Nov 25, 2025 | 2025 Q4, Merchant Stories, Operations
You’ve probably noticed that fewer customers are paying with cash these days — and even fewer are fishing around for pennies. That little copper coin, once the bedrock of everyday transactions, is quietly slipping out of circulation in more places around the world.And...
by Dean Sheaffer | Nov 4, 2025 | 2025 Q4, Cost Optimization, Operations, Opinion
For small business owners, “simple” and “free” are powerful words. Free setup. Free POS hardware / software. Free mobile card reader. Simple integration to your website. It feels like a low-risk way to start taking payments. But when it comes to payment apps like...
