by Dean Sheaffer | Nov 25, 2025 | 2025 Q4, Merchant Stories, Operations
You’ve probably noticed that fewer customers are paying with cash these days — and even fewer are fishing around for pennies. That little copper coin, once the bedrock of everyday transactions, is quietly slipping out of circulation in more places around the world.And...
by Dean Sheaffer | Nov 4, 2025 | 2025 Q4, Cost Optimization, Operations, Opinion
For small business owners, “simple” and “free” are powerful words. Free setup. Free POS hardware / software. Free mobile card reader. Simple integration to your website. It feels like a low-risk way to start taking payments. But when it comes to payment apps like...
by Dean Sheaffer | Oct 21, 2025 | 2025 Q4, Operations, Opinion
💳 You Might Be Taking Crypto Today — But Paying Visa/Mastercard Interchange for the Privilege There’s a quiet irony unfolding in the payments world. Most “crypto payments” are still processed over traditional Visa or Mastercard networks, meaning merchants are paying...
by Dean Sheaffer | Oct 2, 2025 | 2025 Q3, Merchant Stories, Operations
Agentic AI will change the way you do business – there, I said it. No take-backs. Picture this: you fire up your favorite AI assistant and casually say, “Hey, buy me a new couch.” In milliseconds, it remembers you hate leather (you’re still scarred from that one...
by Dean Sheaffer | Oct 2, 2025 | 2025 Q3, Cost Optimization
In today’s cash-light economy, accepting credit and debit cards is essential for most merchants. But with every card swipe comes a cost, and if you’re not tracking it closely, you might be paying more than you think. Here’s a breakdown of how to accurately...
