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Payments Roundup Articles
Most Recent Posts
Why Payment Choice Is More Important Than Payment Price
Why Payment Choice Is More Important Than Payment Price Merchant payment strategy has long focused on price, including basis points, per-transaction fees, interchange qualification and processor margins. These costs matter, particularly on the enterprise scale....
The Rise of Invisible Payments
The Rise of Invisible Payments Invisible payments are becoming a quiet but important shift in how customers complete purchases — and small and medium-sized merchants should pay attention. Whether you sell through your own site, a platform like Shopify or WooCommerce,...
Five Payment Metrics Every Small Business Should Track (Hint: It’s Not Just Processing Fees)
Five Payment Metrics Every Small Business Should Track (Hint: It's Not Just Processing Fees) Ask most small business owners about how they measure their payment performance and they'll likely tell you how much they paid in processing fees last month. That's...
Surcharging Isn’t a Silver Bullet—It’s a Legal Minefield
Surcharging Isn’t a Silver Bullet—It’s a Legal Minefield As margins tighten, more SMBs are turning to surcharging to offset card acceptance costs. On paper, it’s simple: Pass the fee to the customer. In practice, it’s anything but. Why Surcharging Is Surging Card...
The Hidden Revenue Leak: How SMBs Are Losing 5–15% to Avoidable Payment Declines
The Hidden Revenue Leak: How SMBs Are Losing 5–15% to Avoidable Payment Declines Most SMBs obsess over getting customers to click “pay”. Far fewer pay attention to what happens after that click. That’s a mistake—because one of the largest, most fixable revenue leaks...
Payments Steering – 3 Tools to Reduce Your Payments Cost
Payments Steering – 3 Tools to Reduce Your Payments Cost For US merchants, card acceptance costs have become one of the fastest-growing line items of the P&L. Credit card interchange and network fees routinely consume 2–3% of revenue—and nothing about the current...
Daylight at the End of the Tunnel? Coming Milestones in the Visa/Mastercard Antitrust Case
Daylight at the End of the Tunnel? Coming Milestones in the Visa/Mastercard Antitrust Case The case is approaching a climax, with Final Approval hearing scheduled for Nov. 16. June 22, 2026 – Businesses that accept credit cards and payments industry insiders can take...
Card Acceptance Costs: What Merchants Can Actually Do
Card Acceptance Costs: What Merchants Can Actually Do Interchange and network fees routinely consume 2–3% of merchant revenue, and the trend has moved in one direction for years. For most of the past two decades, the practical options were: absorb it, price it in, or...
Agentic Commerce Planning for SMBs
Agentic Commerce Planning for SMBs If you are involved in any way in digital commerce, you will have heard talk about agentic commerce - essentially using AI to help customers make purchases. The purpose of this article is to give you a way to think about agentic...
Why Payment Choice Is More Important Than Payment Price
Why Payment Choice Is More Important Than Payment Price Merchant payment strategy has long focused on price, including basis points, per-transaction fees, interchange qualification and processor margins. These costs matter, particularly on the enterprise scale....
The Rise of Invisible Payments
The Rise of Invisible Payments Invisible payments are becoming a quiet but important shift in how customers complete purchases — and small and medium-sized merchants should pay attention. Whether you sell through your own site, a platform like Shopify or WooCommerce,...
Five Payment Metrics Every Small Business Should Track (Hint: It’s Not Just Processing Fees)
Five Payment Metrics Every Small Business Should Track (Hint: It's Not Just Processing Fees) Ask most small business owners about how they measure their payment performance and they'll likely tell you how much they paid in processing fees last month. That's...
Surcharging Isn’t a Silver Bullet—It’s a Legal Minefield
Surcharging Isn’t a Silver Bullet—It’s a Legal Minefield As margins tighten, more SMBs are turning to surcharging to offset card acceptance costs. On paper, it’s simple: Pass the fee to the customer. In practice, it’s anything but. Why Surcharging Is Surging Card...
The Hidden Revenue Leak: How SMBs Are Losing 5–15% to Avoidable Payment Declines
The Hidden Revenue Leak: How SMBs Are Losing 5–15% to Avoidable Payment Declines Most SMBs obsess over getting customers to click “pay”. Far fewer pay attention to what happens after that click. That’s a mistake—because one of the largest, most fixable revenue leaks...
Payments Steering – 3 Tools to Reduce Your Payments Cost
Payments Steering – 3 Tools to Reduce Your Payments Cost For US merchants, card acceptance costs have become one of the fastest-growing line items of the P&L. Credit card interchange and network fees routinely consume 2–3% of revenue—and nothing about the current...
Daylight at the End of the Tunnel? Coming Milestones in the Visa/Mastercard Antitrust Case
Daylight at the End of the Tunnel? Coming Milestones in the Visa/Mastercard Antitrust Case The case is approaching a climax, with Final Approval hearing scheduled for Nov. 16. June 22, 2026 – Businesses that accept credit cards and payments industry insiders can take...
Card Acceptance Costs: What Merchants Can Actually Do
Card Acceptance Costs: What Merchants Can Actually Do Interchange and network fees routinely consume 2–3% of merchant revenue, and the trend has moved in one direction for years. For most of the past two decades, the practical options were: absorb it, price it in, or...
Agentic Commerce Planning for SMBs
Agentic Commerce Planning for SMBs If you are involved in any way in digital commerce, you will have heard talk about agentic commerce - essentially using AI to help customers make purchases. The purpose of this article is to give you a way to think about agentic...
Embedded Payments Are No Longer Optional for Small Businesses
Embedded Payments Are No Longer Optional for Small Businesses For years, payments were treated as a necessary but separate part of running a business. You sold a product or service, and then you figured out how to get paid—often through a disconnected terminal,...
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