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Payments Roundup Articles
Most Recent Posts
VAMP, ECM, and the New Math of Chargebacks: What Smaller Merchants Need to Track Now
VAMP, ECM, and the New Math of Chargebacks: What Smaller Merchants Need to Track Now Visa and Mastercard have spent the last year turning fraud and dispute monitoring from a once-a-quarter surprise into a running scorecard. For small and mid-sized merchants, the...
Is Buy Now Pay Later (BNPL) Right for Your Business – A Practical Guide
What Every Merchant Should Know Before Offering Buy Now, Pay Later For years, merchants have been told that Buy Now, Pay Later (BNPL) can be a powerful way to increase sales. The pitch is compelling: give customers the ability to split a purchase into manageable...
Payment Descriptors: The Small Line on a Card Statement That Can Prevent Disputes
Payment Descriptors: The Small Line on a Card Statement That Can Prevent Disputes Customer disputes, some of which become chargebacks, eat away at your profit; you can reduce them without spending anything other than some time. One of the easiest ways for a merchant...
Why Payment Choice Is More Important Than Payment Price
Why Payment Choice Is More Important Than Payment Price Merchant payment strategy has long focused on price, including basis points, per-transaction fees, interchange qualification and processor margins. These costs matter, particularly on the enterprise scale....
The Rise of Invisible Payments
The Rise of Invisible Payments Invisible payments are becoming a quiet but important shift in how customers complete purchases — and small and medium-sized merchants should pay attention. Whether you sell through your own site, a platform like Shopify or WooCommerce,...
Five Payment Metrics Every Small Business Should Track (Hint: It’s Not Just Processing Fees)
Five Payment Metrics Every Small Business Should Track (Hint: It's Not Just Processing Fees) Ask most small business owners about how they measure their payment performance and they'll likely tell you how much they paid in processing fees last month. That's...
Surcharging Isn’t a Silver Bullet—It’s a Legal Minefield
Surcharging Isn’t a Silver Bullet—It’s a Legal Minefield As margins tighten, more SMBs are turning to surcharging to offset card acceptance costs. On paper, it’s simple: Pass the fee to the customer. In practice, it’s anything but. Why Surcharging Is Surging Card...
The Hidden Revenue Leak: How SMBs Are Losing 5–15% to Avoidable Payment Declines
The Hidden Revenue Leak: How SMBs Are Losing 5–15% to Avoidable Payment Declines Most SMBs obsess over getting customers to click “pay”. Far fewer pay attention to what happens after that click. That’s a mistake—because one of the largest, most fixable revenue leaks...
Payments Steering – 3 Tools to Reduce Your Payments Cost
Payments Steering – 3 Tools to Reduce Your Payments Cost For US merchants, card acceptance costs have become one of the fastest-growing line items of the P&L. Credit card interchange and network fees routinely consume 2–3% of revenue—and nothing about the current...
VAMP, ECM, and the New Math of Chargebacks: What Smaller Merchants Need to Track Now
VAMP, ECM, and the New Math of Chargebacks: What Smaller Merchants Need to Track Now Visa and Mastercard have spent the last year turning fraud and dispute monitoring from a once-a-quarter surprise into a running scorecard. For small and mid-sized merchants, the...
Is Buy Now Pay Later (BNPL) Right for Your Business – A Practical Guide
What Every Merchant Should Know Before Offering Buy Now, Pay Later For years, merchants have been told that Buy Now, Pay Later (BNPL) can be a powerful way to increase sales. The pitch is compelling: give customers the ability to split a purchase into manageable...
Payment Descriptors: The Small Line on a Card Statement That Can Prevent Disputes
Payment Descriptors: The Small Line on a Card Statement That Can Prevent Disputes Customer disputes, some of which become chargebacks, eat away at your profit; you can reduce them without spending anything other than some time. One of the easiest ways for a merchant...
Why Payment Choice Is More Important Than Payment Price
Why Payment Choice Is More Important Than Payment Price Merchant payment strategy has long focused on price, including basis points, per-transaction fees, interchange qualification and processor margins. These costs matter, particularly on the enterprise scale....
The Rise of Invisible Payments
The Rise of Invisible Payments Invisible payments are becoming a quiet but important shift in how customers complete purchases — and small and medium-sized merchants should pay attention. Whether you sell through your own site, a platform like Shopify or WooCommerce,...
Five Payment Metrics Every Small Business Should Track (Hint: It’s Not Just Processing Fees)
Five Payment Metrics Every Small Business Should Track (Hint: It's Not Just Processing Fees) Ask most small business owners about how they measure their payment performance and they'll likely tell you how much they paid in processing fees last month. That's...
Surcharging Isn’t a Silver Bullet—It’s a Legal Minefield
Surcharging Isn’t a Silver Bullet—It’s a Legal Minefield As margins tighten, more SMBs are turning to surcharging to offset card acceptance costs. On paper, it’s simple: Pass the fee to the customer. In practice, it’s anything but. Why Surcharging Is Surging Card...
The Hidden Revenue Leak: How SMBs Are Losing 5–15% to Avoidable Payment Declines
The Hidden Revenue Leak: How SMBs Are Losing 5–15% to Avoidable Payment Declines Most SMBs obsess over getting customers to click “pay”. Far fewer pay attention to what happens after that click. That’s a mistake—because one of the largest, most fixable revenue leaks...
Payments Steering – 3 Tools to Reduce Your Payments Cost
Payments Steering – 3 Tools to Reduce Your Payments Cost For US merchants, card acceptance costs have become one of the fastest-growing line items of the P&L. Credit card interchange and network fees routinely consume 2–3% of revenue—and nothing about the current...
Daylight at the End of the Tunnel? Coming Milestones in the Visa/Mastercard Antitrust Case
Daylight at the End of the Tunnel? Coming Milestones in the Visa/Mastercard Antitrust Case The case is approaching a climax, with Final Approval hearing scheduled for Nov. 16. June 22, 2026 – Businesses that accept credit cards and payments industry insiders can take...
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