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Payments Roundup Articles
Most Recent Posts
Why Pay-by-Bank Is Becoming Structural to the Payments Stack
Why Pay-by-Bank Is Becoming Structural to the Payments Stack Within a modern payments environment, Pay-by-Bank is not simply another method added at checkout. It introduces a different rail into the orchestration layer, with its own economics, risk profile, and...
Your Credit Card Processor in 2026: Who Are You Really Working With — and How Do They Make Money?
Your Credit Card Processor in 2026: Who Are You Really Working With — and How Do They Make Money? By Dean Sheaffer, CEO & Founder of TeamPaytech Why This Matters More Than Ever For most small and mid-sized businesses (SMBs), payment processing is still treated as...
Cost Reduction through Transparency: Why I love IC++
Cost Reduction through Transparency: Why I love IC++ As we noted last year, (https://payments-roundup.com/example-q1-2025-article-6/ ) small and midsize merchants can reduce card acceptance costs most effectively by moving from opaque flat-rate or tiered processing...
Faster Payments: What SMBs Need to Know
Faster Payments: What SMBs Need to Know Faster payments are no longer a future concept—they are here, and they’re quickly becoming an expectation. For small and midsize businesses (SMBs), tools like FedNow, same‑day ACH, the RTP network (and eventually stablecoins)...
Why Frictionless Payments Matter More Than Ever for SMBs
Why Frictionless Payments Matter More Than Ever for SMBs For small and mid-sized businesses, payments are no longer a back-office detail—they’re a frontline growth lever. When checkout is slow, confusing, or limited, customers abandon purchases and rarely say why....
The Illinois Interchange Fee Prohibition Act (IFPA): What It Means for Small and Medium-Sized Businesses
The Illinois Interchange Fee Prohibition Act (IFPA) is one of the most targeted and technically nuanced state-level payment laws enacted in the United States. Unlike broad proposals to eliminate interchange entirely, the IFPA takes a narrower approach: it prohibits...
What’s Coming Next for In-Store vs. Online Payments — And Why SMBs Should Care
The Future of In-Store Payments: Invisible, Faster, and More Secure In-store payments are moving toward a simple goal: get the customer out the door faster, with less friction and less risk. 1. Biometric Authentication Becomes Normal In physical locations, biometrics...
Chargeback Challenges for Small and Medium-Sized Businesses in the US
This document outlines the significant financial and operational challenges that chargebacks pose to U.S. small and medium-sized businesses (SMBs), particularly those in e-commerce. Core Challenges for SMBs Chargebacks create a "multiplier effect" where a $100 dispute...
Biometric Authentication in Payments
Biometric Authentication in Payments: What SMB Merchants Need to Know For years, securing card payments has meant a tradeoff: stronger security often meant more friction at checkout. PINs slow lines. Passwords get forgotten. One-time codes frustrate customers....
Why Pay-by-Bank Is Becoming Structural to the Payments Stack
Why Pay-by-Bank Is Becoming Structural to the Payments Stack Within a modern payments environment, Pay-by-Bank is not simply another method added at checkout. It introduces a different rail into the orchestration layer, with its own economics, risk profile, and...
Your Credit Card Processor in 2026: Who Are You Really Working With — and How Do They Make Money?
Your Credit Card Processor in 2026: Who Are You Really Working With — and How Do They Make Money? By Dean Sheaffer, CEO & Founder of TeamPaytech Why This Matters More Than Ever For most small and mid-sized businesses (SMBs), payment processing is still treated as...
Cost Reduction through Transparency: Why I love IC++
Cost Reduction through Transparency: Why I love IC++ As we noted last year, (https://payments-roundup.com/example-q1-2025-article-6/ ) small and midsize merchants can reduce card acceptance costs most effectively by moving from opaque flat-rate or tiered processing...
Faster Payments: What SMBs Need to Know
Faster Payments: What SMBs Need to Know Faster payments are no longer a future concept—they are here, and they’re quickly becoming an expectation. For small and midsize businesses (SMBs), tools like FedNow, same‑day ACH, the RTP network (and eventually stablecoins)...
Why Frictionless Payments Matter More Than Ever for SMBs
Why Frictionless Payments Matter More Than Ever for SMBs For small and mid-sized businesses, payments are no longer a back-office detail—they’re a frontline growth lever. When checkout is slow, confusing, or limited, customers abandon purchases and rarely say why....
The Illinois Interchange Fee Prohibition Act (IFPA): What It Means for Small and Medium-Sized Businesses
The Illinois Interchange Fee Prohibition Act (IFPA) is one of the most targeted and technically nuanced state-level payment laws enacted in the United States. Unlike broad proposals to eliminate interchange entirely, the IFPA takes a narrower approach: it prohibits...
What’s Coming Next for In-Store vs. Online Payments — And Why SMBs Should Care
The Future of In-Store Payments: Invisible, Faster, and More Secure In-store payments are moving toward a simple goal: get the customer out the door faster, with less friction and less risk. 1. Biometric Authentication Becomes Normal In physical locations, biometrics...
Chargeback Challenges for Small and Medium-Sized Businesses in the US
This document outlines the significant financial and operational challenges that chargebacks pose to U.S. small and medium-sized businesses (SMBs), particularly those in e-commerce. Core Challenges for SMBs Chargebacks create a "multiplier effect" where a $100 dispute...
Biometric Authentication in Payments
Biometric Authentication in Payments: What SMB Merchants Need to Know For years, securing card payments has meant a tradeoff: stronger security often meant more friction at checkout. PINs slow lines. Passwords get forgotten. One-time codes frustrate customers....
The Credit Card Competition Act (CCCA) – A Point / Counter – Point Dive into Key Topics
Credit Card Competition Act Benefits for Merchants and Consumers Point: The Credit Card Competition Act (CCCA) has been introduced as a legislative effort to reshape the way credit card transactions are processed in the United States. Supporters of the bill argue that...
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1550 NE Ocean Blvd, #C102
Stuart, FL 34996