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Payments Roundup Articles
Most Recent Posts
Agentic Commerce Planning for SMBs
Agentic Commerce Planning for SMBs If you are involved in any way in digital commerce, you will have heard talk about agentic commerce - essentially using AI to help customers make purchases. The purpose of this article is to give you a way to think about agentic...
Embedded Payments Are No Longer Optional for Small Businesses
Embedded Payments Are No Longer Optional for Small Businesses For years, payments were treated as a necessary but separate part of running a business. You sold a product or service, and then you figured out how to get paid—often through a disconnected terminal,...
Interchange and Value Redistribution: Clarity in the Noise
Interchange and Value Redistribution: Clarity in the Noise A recent Harvard Business School working paper has drawn pushback in the payments industry. Drawing on Fiserv settlement data covering roughly one-fifth of U.S. card volume, it estimates that card rewards...
Visa / MC Interchange Litigation Update
Visa / MC Interchange Litigation Update Judge’s Questions Imply Preliminary Approval of Settlement Likely April 29, 2026 — Judge Brian Cogan of the Eastern District of New York was, at last, on full public display—or for many of us following the case, full...
Why Pay-by-Bank Is Becoming Structural to the Payments Stack
Why Pay-by-Bank Is Becoming Structural to the Payments Stack Within a modern payments environment, Pay-by-Bank is not simply another method added at checkout. It introduces a different rail into the orchestration layer, with its own economics, risk profile, and...
Your Credit Card Processor in 2026: Who Are You Really Working With — and How Do They Make Money?
Your Credit Card Processor in 2026: Who Are You Really Working With — and How Do They Make Money? By Dean Sheaffer, CEO & Founder of TeamPaytech Why This Matters More Than Ever For most small and mid-sized businesses (SMBs), payment processing is still treated as...
Cost Reduction through Transparency: Why I love IC++
Cost Reduction through Transparency: Why I love IC++ As we noted last year, (https://payments-roundup.com/example-q1-2025-article-6/ ) small and midsize merchants can reduce card acceptance costs most effectively by moving from opaque flat-rate or tiered processing...
Faster Payments: What SMBs Need to Know
Faster Payments: What SMBs Need to Know Faster payments are no longer a future concept—they are here, and they’re quickly becoming an expectation. For small and midsize businesses (SMBs), tools like FedNow, same‑day ACH, the RTP network (and eventually stablecoins)...
Why Frictionless Payments Matter More Than Ever for SMBs
Why Frictionless Payments Matter More Than Ever for SMBs For small and mid-sized businesses, payments are no longer a back-office detail—they’re a frontline growth lever. When checkout is slow, confusing, or limited, customers abandon purchases and rarely say why....
Agentic Commerce Planning for SMBs
Agentic Commerce Planning for SMBs If you are involved in any way in digital commerce, you will have heard talk about agentic commerce - essentially using AI to help customers make purchases. The purpose of this article is to give you a way to think about agentic...
Embedded Payments Are No Longer Optional for Small Businesses
Embedded Payments Are No Longer Optional for Small Businesses For years, payments were treated as a necessary but separate part of running a business. You sold a product or service, and then you figured out how to get paid—often through a disconnected terminal,...
Interchange and Value Redistribution: Clarity in the Noise
Interchange and Value Redistribution: Clarity in the Noise A recent Harvard Business School working paper has drawn pushback in the payments industry. Drawing on Fiserv settlement data covering roughly one-fifth of U.S. card volume, it estimates that card rewards...
Visa / MC Interchange Litigation Update
Visa / MC Interchange Litigation Update Judge’s Questions Imply Preliminary Approval of Settlement Likely April 29, 2026 — Judge Brian Cogan of the Eastern District of New York was, at last, on full public display—or for many of us following the case, full...
Why Pay-by-Bank Is Becoming Structural to the Payments Stack
Why Pay-by-Bank Is Becoming Structural to the Payments Stack Within a modern payments environment, Pay-by-Bank is not simply another method added at checkout. It introduces a different rail into the orchestration layer, with its own economics, risk profile, and...
Your Credit Card Processor in 2026: Who Are You Really Working With — and How Do They Make Money?
Your Credit Card Processor in 2026: Who Are You Really Working With — and How Do They Make Money? By Dean Sheaffer, CEO & Founder of TeamPaytech Why This Matters More Than Ever For most small and mid-sized businesses (SMBs), payment processing is still treated as...
Cost Reduction through Transparency: Why I love IC++
Cost Reduction through Transparency: Why I love IC++ As we noted last year, (https://payments-roundup.com/example-q1-2025-article-6/ ) small and midsize merchants can reduce card acceptance costs most effectively by moving from opaque flat-rate or tiered processing...
Faster Payments: What SMBs Need to Know
Faster Payments: What SMBs Need to Know Faster payments are no longer a future concept—they are here, and they’re quickly becoming an expectation. For small and midsize businesses (SMBs), tools like FedNow, same‑day ACH, the RTP network (and eventually stablecoins)...
Why Frictionless Payments Matter More Than Ever for SMBs
Why Frictionless Payments Matter More Than Ever for SMBs For small and mid-sized businesses, payments are no longer a back-office detail—they’re a frontline growth lever. When checkout is slow, confusing, or limited, customers abandon purchases and rarely say why....
The Illinois Interchange Fee Prohibition Act (IFPA): What It Means for Small and Medium-Sized Businesses
The Illinois Interchange Fee Prohibition Act (IFPA) is one of the most targeted and technically nuanced state-level payment laws enacted in the United States. Unlike broad proposals to eliminate interchange entirely, the IFPA takes a narrower approach: it prohibits...
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1550 NE Ocean Blvd, #C102
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