Cost Optimization | Payments Roundup

The 1.25% Interchange Cap: What SMBs Need to Know About the Proposed Visa/Mastercard Settlement

If you’re a small or mid-sized business owner, you’ve probably heard buzz about the proposed Visa/Mastercard...

1. A multi-year reduction in credit-card interchange Visa and Mastercard have agreed to reduce average credit...

For small business owners, “simple” and “free” are powerful words. Free setup. Free POS hardware / software. Free...

As the costs of processing credit card payments continue to rise, more merchants are seeking cost-effective...

In today’s cash-light economy, accepting credit and debit cards is essential for most merchants. But with every card...

The caps on debit interchange implemented in 2011 benefited merchants to different degrees, largely dependent on...

In this article we will explore Payments Steering – a set of levers any merchant can pull to help reduce (and even...

Fifteen years ago, the Durbin Amendment to the Dodd-Frank financial reform bill established reduced rates for...

The Payments Roundup team recently sat down with Alexandre (Alex) Gonthier,...

The "State of the Industry Report" by CMSPI provides a comprehensive analysis of the current trends, challenges, and...

Verizon and Trustly Bring “Pay by Bank” to Retail Stores, Aiming to Cut Costs and Boost Customer Experience In a...

As increasing credit card processing fees continue to erode thin retail margins, more merchants are reluctantly...

Merchants have long used “discounting” as a tool to boost sales and build customer loyalty. In today’s evolving...

Introduction For the last several decades, the notion that the U.S. payment system’s interchange structure is broken...