A proposed settlement announced in late 2025 could change this dynamic. While still subject to court approval, the...
2025 Q4
The 1.25% Interchange Cap: What SMBs Need to Know About the Proposed Visa/Mastercard Settlement
If you’re a small or mid-sized business owner, you’ve probably heard buzz about the proposed Visa/Mastercard...
What Interchange-Related Benefits Does the Proposed Settlement Provide?
1. A multi-year reduction in credit-card interchange Visa and Mastercard have agreed to reduce average credit...
💰 The Vanishing Penny: What Small Merchants Need to Know Before It’s Gone
You’ve probably noticed that fewer customers are paying with cash these days — and even fewer are fishing around for...
💸 The Hidden Cost of “Simplicity” in Payment Solutions: What Small Merchants Should Know
For small business owners, “simple” and “free” are powerful words. Free setup. Free POS hardware / software. Free...
Payment Credential Tokenization: A Complete Guide for Merchants
What is Payment Credential Tokenization? Payment credential tokenization is a security process that replaces sensitive...
Crypto Interchange
💳 You Might Be Taking Crypto Today — But Paying Visa/Mastercard Interchange for the Privilege There’s a quiet irony...