Credit Card Competition Act Benefits for Merchants and Consumers Point: The Credit Card Competition Act (CCCA) has...
Opinion
What Impacts Would a 10 Percent Credit Card Interest Rate Cap Engender – A Point Counter-Point Examination
A Point Counter-Point Examination By: Dean Sheaffer, Mark Horwedel, and John MacAllisterThe President recently...
💸 The Hidden Cost of “Simplicity” in Payment Solutions: What Small Merchants Should Know
For small business owners, “simple” and “free” are powerful words. Free setup. Free POS hardware / software. Free...
Crypto Interchange
💳 You Might Be Taking Crypto Today — But Paying Visa/Mastercard Interchange for the Privilege There’s a quiet irony...
The Coming AI Storm in Payments
My most rewarding work experiences have centered on collaboration among banks and among merchants. These experiences...
Are you overpaying for card payments? The Wild West of Merchant Acquiring
Fifteen years ago, the Durbin Amendment to the Dodd-Frank financial reform bill established reduced rates for...
Introducing Payments Roundup
This is the first edition of Payments Roundup, the first and only newsletter focused on payments and designed...
The Good, the Bad, and the Ugly
The Good Senator Richard Durbin appears poised to push the Credit Card Competition Act in Congress with increasing...
The Story of FrankenCard
This series of articles will focus on the history and evolution of US payment cards from my personal perspective. I...
Closing Remarks
We would like to acknowledge and thank our inaugural sponsor: Thank you for reading! Stay tuned for more updates next...