Daylight at the End of the Tunnel? Coming Milestones in the Visa/Mastercard Antitrust Case The case is approaching a...
2026 Q2
Card Acceptance Costs: What Merchants Can Actually Do
Card Acceptance Costs: What Merchants Can Actually Do Interchange and network fees routinely consume 2–3% of merchant...
Agentic Commerce Planning for SMBs
Agentic Commerce Planning for SMBs If you are involved in any way in digital commerce, you will have heard talk about...
Embedded Payments Are No Longer Optional for Small Businesses
Embedded Payments Are No Longer Optional for Small Businesses For years, payments were treated as a necessary but...
Interchange and Value Redistribution: Clarity in the Noise
Interchange and Value Redistribution: Clarity in the Noise A recent Harvard Business School working paper has drawn...
Visa / MC Interchange Litigation Update
Visa / MC Interchange Litigation Update Judge’s Questions Imply Preliminary Approval of Settlement Likely April 29,...
Why Pay-by-Bank Is Becoming Structural to the Payments Stack
Why Pay-by-Bank Is Becoming Structural to the Payments Stack Within a modern payments environment, Pay-by-Bank is not...
Your Credit Card Processor in 2026: Who Are You Really Working With — and How Do They Make Money?
Your Credit Card Processor in 2026: Who Are You Really Working With — and How Do They Make Money? By Dean Sheaffer,...
Cost Reduction through Transparency: Why I love IC++
Cost Reduction through Transparency: Why I love IC++ As we noted last year,...