This is the first edition of Payments Roundup, the first and only newsletter focused on payments and designed...
2025 Q2
Pay-by-Bank – Past, Present and Future
The Payments Roundup team recently sat down with Alexandre (Alex) Gonthier,...
CMSPI State of the Industry Synopsis
The "State of the Industry Report" by CMSPI provides a comprehensive analysis of the current trends, challenges, and...
The Good, the Bad, and the Ugly
The Good Senator Richard Durbin appears poised to push the Credit Card Competition Act in Congress with increasing...
What Fees Do Merchants Pay When Accepting Credit Cards?
If you don’t look closely at your credit card processing statement, you should. When a merchant accepts credit card...
Verizon Pay-by-Bank Case Study
Verizon and Trustly Bring “Pay by Bank” to Retail Stores, Aiming to Cut Costs and Boost Customer Experience In a...
Can Merchants Effectively Deploy Credit Card Surcharging?
As increasing credit card processing fees continue to erode thin retail margins, more merchants are reluctantly...
Why Merchants Are Rethinking Payment-Based Discounts
Merchants have long used “discounting” as a tool to boost sales and build customer loyalty. In today’s evolving...
The Story of FrankenCard
This series of articles will focus on the history and evolution of US payment cards from my personal perspective. I...
Unsafe at any Swipe
Credit cards are ubiquitous. Together with debit cards, they represent most of the payments made to merchants in the...
The Interchange Conundrum: A Novel Solution
Introduction For the last several decades, the notion that the U.S. payment system’s interchange structure is broken...
Closing Remarks
We would like to acknowledge and thank our inaugural sponsor: Thank you for reading! Stay tuned for more updates next...