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This document outlines the significant financial and operational challenges that chargebacks pose to U.S. small and medium-sized businesses (SMBs), particularly those in e-commerce. Core Challenges for SMBs Chargebacks create a "multiplier effect" where a $100 dispute...
Credit Card Competition Act Benefits for Merchants and Consumers Point: The Credit Card Competition Act (CCCA) has been introduced as a legislative effort to reshape the way credit card transactions are processed in the United States. Supporters of the bill argue that...
A Point Counter-Point Examination By: Dean Sheaffer, Mark Horwedel, and John MacAllisterThe President recently announced via Truth Social that he would be calling for a credit card interest rate cap of 10%. While we believe it very unlikely that this cap will...