by David True | Apr 5, 2026 | 2026 Q2
Cost Reduction through Transparency: Why I love IC++ As we noted last year, (https://payments-roundup.com/example-q1-2025-article-6/ ) small and midsize merchants can reduce card acceptance costs most effectively by moving from opaque flat-rate or tiered processing...
by David True | Mar 25, 2026 | 2026 Q1, Cost Optimization, Operations
Faster Payments: What SMBs Need to Know Faster payments are no longer a future concept—they are here, and they’re quickly becoming an expectation. For small and midsize businesses (SMBs), tools like FedNow, same‑day ACH, the RTP network (and eventually stablecoins)...
by David True | Mar 18, 2026 | 2026 Q1, Operations
Why Frictionless Payments Matter More Than Ever for SMBs For small and mid-sized businesses, payments are no longer a back-office detail—they’re a frontline growth lever. When checkout is slow, confusing, or limited, customers abandon purchases and rarely say why....
by David True | Feb 25, 2026 | 2026 Q1, Opinion
This document outlines the significant financial and operational challenges that chargebacks pose to U.S. small and medium-sized businesses (SMBs), particularly those in e-commerce. Core Challenges for SMBs Chargebacks create a “multiplier effect” where a...
by David True | Dec 2, 2025 | 2025 Q4, Cost Optimization, Legal, Operations
1. A multi-year reduction in credit-card interchange Visa and Mastercard have agreed to reduce average credit interchange rates by approximately 10 basis points (0.10%) for five years. For SMBs operating on thin margins, this could be meaningful—but only if your the...
